Deposits

Challenge

Arc users struggled with slow and cumbersome deposit processes. Traditional ACH transfers took 3-5 days, wire transfers were expensive, and the overall experience was fragmented. This friction prevented users from fully adopting Arc as their primary banking solution.

Solution

We redesigned the entire deposit experience, introducing instant deposits via debit card, streamlined ACH flows, and intelligent routing that automatically selects the best deposit method. The new interface provides real-time updates and clear timelines for fund availability.

Streamlined deposit flow with intelligent routing